Having a bad credit score is obviously a major stumbling block for most loan applicants. Banks and other lending institutions such as credit unions view you as a high-risk client. Although every lender has their own loan qualification standards, the primary factor for calculating the terms of your loan often depends on your credit history.… Keep Reading
Finding a loan in Singapore can be extremely important if you have not taken out a loan before. Not all lenders are created equal as some will try to charge more interest than others. There are a plethora of factors that will come into consideration when trying to find a loan. If you have defaulted… Keep Reading
It’s widely understood that transforming a poor credit score is a process requiring a great deal of time and patience. There are many good reasons for requiring such an extended period of time to restore one’s credit score, and yet consumers saddled with a poor credit score are right to feel frustrated by the perceived… Keep Reading
Having a car is not a luxury any longer, but a necessity. Some of us use cars because we have kids and families that need to be ferried around, and others need a car because of work, either to get to work and back or to use for work. While using public transport is definitely… Keep Reading
Asking if credit cards are good or bad is like asking if watching television is good or bad. Before we answer the question, we need to look at the uses of credit cards. This will help us determine whether it is good or bad for us. The plastic is convenient for not carrying cash, secure… Keep Reading
No matter the size of your business or the services it offers, the short and long-term goals tend to be the same – a fast and sustainable cash flow. Unfortunately, this isn’t the kind of thing that happens overnight. As a matter of fact, a business can go many years without experiencing a cash flow… Keep Reading
There is a huge distinction between installment credit and revolving credit. Installment credit is repaid with periodic payments. Installment loan means a gradual decrease and full repayment later on. Payments for revolving credit are open-ended, and one can borrow the funds once again. Those both types of loans can be secured and unsecured. But secure… Keep Reading
Are You Disputing Credit Issues Correctly? When is the last time you checked your credit score? Did you click on the box on your credit card page and accept whatever it said? While those can give you a sense of where your finances stand, your credit score is too important to ignore – which is… Keep Reading
If you haven’t noticed, your credit score is one of those little details that, right or wrong, determines how many opportunities you’ll have in many areas of your life. A high credit score gives you a lot of leverage and the opportunity to purchase and invest in things at a reasonable rate. A low credit… Keep Reading