Taking out a loan is kind of a rite of passage of adulthood. You may need to secure a student loan to secure financing for college next year. An auto loan may be necessary if you’re starting your first job and commuting every day puts you at risk of being chronically late. If you’re starting… Keep Reading
JL Llavina is the founder of American Loans and a long-term finance expert that has worked with loans for over two decades. He was born in Argentina and immigrated to the United States by coming to Utah to attend College at Brigham Young University. This is where he started doing various jobs to make ends… Keep Reading
Entrepreneurs may have poor credit for many reasons, including college debt, bankruptcy, or divorce–just to name a few. For many startup businesses, this can make it difficult to build business credit. The good news is, there’s a way to build business credit despite a lower personal credit score, and you don’t need to wait for… Keep Reading
Having a bad credit score is obviously a major stumbling block for most loan applicants. Banks and other lending institutions such as credit unions view you as a high-risk client. Although every lender has their own loan qualification standards, the primary factor for calculating the terms of your loan often depends on your credit history.… Keep Reading
Lenders make mistakes, too. Foreclosures put your most valuable investment at risk, and there are times when a foreclosure is warranted. If a borrower fails to make payment, the lender has a right to recuperate their investment in you by foreclosing on your property. Examples of foreclosure errors can be seen with Bank of America.… Keep Reading
Finding a loan in Singapore can be extremely important if you have not taken out a loan before. Not all lenders are created equal as some will try to charge more interest than others. There are a plethora of factors that will come into consideration when trying to find a loan. If you have defaulted… Keep Reading
It’s widely understood that transforming a poor credit score is a process requiring a great deal of time and patience. There are many good reasons for requiring such an extended period of time to restore one’s credit score, and yet consumers saddled with a poor credit score are right to feel frustrated by the perceived… Keep Reading
The modern workplace has been shaped by recent research and statistical analysis revealing all the complicated conditions that, in some way or another, hold some level of influence over human beings. Applied to the world of business, the information in these studies has revolutionized organizational decision-making processes, as the office layout, the number of natural… Keep Reading
There is a huge distinction between installment credit and revolving credit. Installment credit is repaid with periodic payments. Installment loan means a gradual decrease and full repayment later on. Payments for revolving credit are open-ended, and one can borrow the funds once again. Those both types of loans can be secured and unsecured. But secure… Keep Reading
The short answer is Yes! If you are looking to expand your business, it makes sense to take a small personal loan and give wings to your ideas. Personal loan falls into the category of unsecured debt and the amount you can get entirely depends on your credit score. Personal loans are different from credit… Keep Reading
