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Bad Credit

credit score
Posted on in Business

How to Get Small Business Finance with a Bad Credit History

If you are thinking of starting a business, but have a low credit score, you may find it more difficult to get access to funding. This is because, for many lenders who provide business loans, one fundamental piece of eligibility criteria is having a good credit score, as it is usually indicative of your ability… Keep Reading

credit dispute
Posted on in Business

How to Avoid a Bad Credit Rating

A bad credit rating is to be avoided at all costs. It’s the status someone attains when they spend beyond their means and generally prove themselves poor at managing their own money. Subsequently, banks and other lenders are then notified by the rating that they shouldn’t offer loans or financial aid to these individuals. While… Keep Reading

credit score
Posted on in Business

Lending Tips with a Poor Credit Score

Having a bad credit score is obviously a major stumbling block for most loan applicants. Banks and other lending institutions such as credit unions view you as a high-risk client. Although every lender has their own loan qualification standards, the primary factor for calculating the terms of your loan often depends on your credit history.… Keep Reading

Loan
Posted on in Business

Finding The Right Credit Service For a Loan in Singapore

Finding a loan in Singapore can be extremely important if you have not taken out a loan before. Not all lenders are created equal as some will try to charge more interest than others. There are a plethora of factors that will come into consideration when trying to find a loan. If you have defaulted… Keep Reading

matte black car wrap
Posted on in Blogs

Finance Options When Buying A New Car

Having a car is not a luxury any longer, but a necessity. Some of us use cars because we have kids and families that need to be ferried around, and others need a car because of work, either to get to work and back or to use for work. While using public transport is definitely… Keep Reading

travel credit card
Posted on in Business

Credit Cards: Good or Bad?

Asking if credit cards are good or bad is like asking if watching television is good or bad. Before we answer the question, we need to look at the uses of credit cards. This will help us determine whether it is good or bad for us. The plastic is convenient for not carrying cash, secure… Keep Reading

Loan
Posted on in Business

Differences between revolving credit and installment credit

There is a huge distinction between installment credit and revolving credit. Installment credit is repaid with periodic payments. Installment loan means a gradual decrease and full repayment later on. Payments for revolving credit are open-ended, and one can borrow the funds once again. Those both types of loans can be secured and unsecured. But secure… Keep Reading

unsecured and secured working capital loan
Posted on in Business

Is Taking Personal Loan For Your Business a Smart Move?

The short answer is Yes! If you are looking to expand your business, it makes sense to take a small personal loan and give wings to your ideas. Personal loan falls into the category of unsecured debt and the amount you can get entirely depends on your credit score. Personal loans are different from credit… Keep Reading

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